Harry Disbrow
Coldwell Banker Riviera Realty/The BayShore Team

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Why is there is still resistance to pre-approval?

Pre-approval is a comprehensive process where the lender verifies the buyer's financial information, including credit history, income, and assets. Pre-approval provides a conditional commitment from the mortgage company to lend a specific amount, pending appraisal of the property. Pre-qualification is an initial assessment based on self-reported financial information provided by the buyer. It gives a rough estimate of how much a buyer might be able to borrow but it is merely an opinion. Despite the well-known advantages of getting pre-approved for a mortgage early in the home-buying process, many buyers remain resistant even to their detriment. Here are several reasons why: Some buyers may n…
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Harry Disbrow

Coldwell Banker Riviera Realty/The BayShore Team
Updated Nov 6, 2024 6:09:pm
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Data last updated: Nov 6, 2024 6:17:pm.
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Information is deemed reliable but not guaranteed.

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the South Jersey Shore Regional Multiple Listing Service. Real Estate listings held by brokerage firms other than Coldwell Banker Riviera Realty/The BayShore Team are marked with the Broker ReciprocitySM logo SOUTHJERSEY and detailed information about them includes the name of the listing brokers.